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- FHA Loans

Because FHA (Federal Housing Administration) loans are government insured, they are offered at cheaper rates. They can be either fixed or adjustable. The cost of the insurance is eventually passed to the homeowner usually via the monthly payments, but it still saves the borrower money. FHA loans are advantageous because of their low down payment and flexible qualifying. There are also no income requirements and no prepayment penalties. FHA loans are ideal for first time home buyers, buyers with bad credit, or anyone who doesn’t have enough money to make a large down payment. The entire down payment and closing costs can even be a gift from a family member or an employer. One of our representatives can help you with any questions you may have, just fill out the form above and we’ll get back to you.

- FHA Loans Are Perfect for First Time Buyers!

FHA (Federal Housing Administration) loans are just one of the many programs that are commonly offered to first time home buyers. Their low rates and easy requirements make them appealing for people who haven’t bought a house before and don't have the assets to backup a mortgage. Anyone can take advantage of them, though. They are also great for buyers who have small or zero down payments. Fill out the above form and one of our knowledgeable representatives will contact you to see if an FHA loan is right for you.