Oregon First Time Home Buyer - Low Rates on Oregon First Time Home Buyer

Oregon first time home buyer can help you buy your Oregon mortgage with low monthly payments. Below is Oregon first time home buyer information.
We offer low interest rates on first time home buyer in Oregon.

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Oregon First Time Home Buyer - Down Payment Grants

The Partners In Charity (PIC) Program is a non-profit organization dedicated to assisting Oregon homebuyers with their down payment and closing costs. PIC also helps the communities where the program is being utilized by supporting the local charities in that area.

Low Down Payment	Down Payment Grants
FHA, Federal Housing Administration	HFA, Housing Finance Authority
MCC, Mortgage Credit Certificate	No Mortgage Insurance Loans

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Oregon First Time Home Buyer - Down Payment Grants

Oregon buyers can receive a free gift with qualification under the PIC program. Gifts are available in the amounts of 3%, 4% or 5%, based on the final sales price of the home. Oregon buyers never have to repay this gift.

It's easy to receive a free gift from PIC. In fact, there are only 2 requirements to meet for qualification. First of all, Oregon buyers must qualify for any eligible loan program with your lender and there are many programs that qualify. Second, Oregon buyers must complete a Home Ownership Counseling Course. Your lender can assist with picking the appropriate course.

The PIC program participates with Conforming, Non-Conforming and FHA products. The PIC Program does not underwrite the loan or add any cost in the form of points, fees, etc. PIC simply provides the gift for the down payment and/or closing costs.

The PIC Program can be used for Single Family Homes, 1-4 Units and Modular Homes, Townhomes, New Construction, Condominiums, Rehab and Non-Conforming.

There are no first time homebuyer requirements, income/asset restrictions, recapture clauses, reserves required, or geographic boundaries. The PIC Program can be used with any state bond or local housing program.

For more information contact: Partners in Charity, Toll-Free: 800-705-8350

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For local mortgage, home loan, or refinance information,
find your city alphabetically below:

Gales Creek

Galice

Garden Home

Gardiner

Garibaldi

Gaston

Gates

Gearhart

Gervais

Gilchrist

Gladstone

Glendale

Gleneden Beach

Glenwood

Glide

Gold Beach

Gold Hill

Government Camp

Grand Island

Grand Ronde

Granite

Grants Pass

Grass Valley

Greenacres

Greenleaf

Greenway

Gresham

- Oregon First Time Buyer Loan

Oregon first time homebuyer programs are designed to make it easier to become a homeowner. First time homebuyers are welcome in Oregon and we offer programs to help you own your first home. These include Federal Housing Administration (FHA) first time buyer loans and Veteran’s Administration (VA) first time buyer loans. We can also help you qualify for the Mortgage Credit Certificate (MCC) program which can help with reduced taxes and low interest rates through the Housing Finance Administration (HFA). There are also low down payment loans available to qualified first time buyers and many more options open to Oregon first time homebuyers. Contact one of our knowledgeable Oregon representatives for more information and help in buying your first home.

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- Who Can Utilize Oregon First Time Buyer Home Loan Programs?

Oregon first time homebuyer programs are designed to help first time home buyers or borrowers with modest or low incomes make a substantial down payment on their first home or to assist them in paying the related closing costs on a mortgage. These programs can make attaining a mortgage in Oregon more financially reasonable for first time homebuyers. Although you may not know this, if you have not owned a home within the past three years—or sometimes the past 12 months—you can be considered a Oregon first time home buyer. Check with one of our representatives to find out what kind of Oregon first time buyer home loans that you qualify for.

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