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- Second Mortgages

Looking to buy a second home? Looking to improve your home but want a loan that’s spread out over 10 to 20 years instead of 1 to 2 years? We can help with our second mortgages. With a second mortgage, you have the advantage of already having a home against which you can borrow. The two types of second mortgages are equity-only seconds and over-equity seconds that allow you to borrow up to the equity of your first house or over the equity of your first house, respectively. With over-equity second mortgages, you can borrow up to 125% of your house’s value which would be determined by an appraisal. Fill out the form above and a representative will contact you with a second mortgage that’s right for you.

- Second Mortgages Save You Money!

Since equity-only second mortgages use your first home as collateral, interest rates are significantly lower. If you have a large home improvement project, but can’t afford huge payments spread out over two years, second mortgages are perfect for spreading the cost out over a longer period of time, making the individual payments easier. Our representatives can work out a mortgage that fits your needs.