For qualified US Veterans a VA loan to purchase a Idaho home could be the right answer for you.
You can get a lower rate on a loan to purchase your Idaho home with a VA loan.
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  Idaho VA Loan
Veterans Administration, or VA, mortgage home loans are government guaranteed Idaho home loans providing 100% financing to a qualified Veteran, National Guardsman or Reservist. Unlike FHA mortgage loans, VA loans can only come as a fixed rate. Fill out the below form for more information about VA loans for Idaho residents.
How To Apply For a VA Loan VA Loan Eligibility
VA Refinance Loan Obtaining a VA Certificate
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First Name* Last Name* Number of Borrowers*
Street Address * Home Phone *
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City * State * Zip * Work Phone *
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E-mail Address * Preferred Contact Time  Employment Status*
Additional Information
My Credit Is * Purpose of Loan *
Desired Interest Rate * Type of Loan *
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Borrower(s) Gross Monthly Income * $ .00
Borrower(s) Total Monthly Debt * $ .00 (if not applicable put in 0)
Current or Forecasted Home Value * $ .00 (if not applicable put in 0)
Desired Loan Amount * $ .00
Location of Property *
Type of Property *
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Idaho VA Loan
There is a one time funding fee, added to the loan, of 2% for first time users and 3% for second time or more. This cost may be voided if the veteran is disabled or in ill health.. For Idaho residents, VA loans, like FHA loans, can also be assumed.
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- Idaho VA Loans

Idaho VA (Veteran’s Administration) loans are available to veterans, certain members of the selected reserve, active duty personnel, and certain categories of spouses. Like Idaho FHA loans, VA loans are guaranteed by the government, so that the lender is protected from loss, therefore making the loan more affordable and available to people who otherwise wouldn’t be able to obtain a loan. The Veteran’s Administration doesn’t give out any loans, only insures them. The VA loans are made by private lenders, like us, at lower costs because of more security. There are also no prepayment penalties on any Idaho VA loans if you want to pay your mortgage off early. There are many ways to tailor your Idaho VA loan to fit your needs.

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- Idaho VA Loans Are Great for First Time Buyers!

Since its inception, the Veteran’s Administration has been helping families in Idaho buy their first home. Because of their low down payment, low interest rates, and relaxed requirements, Idaho VA loan programs are great for first time home buyers, but they are certainly not limited to them. Idaho VA loans are also great for buyers with small or zero down payments. There are many ways that our Idaho representatives can accommodate your unique situation, just fill out the above form and we’ll get back to you.

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